Mercedes-Benz of Birmingham, Alabama

How Do I Finance or Lease a Mercedes-Benz in Birmingham?

Get a loan or lease built around your budget and credit profile, with two Birmingham-area campuses ready to help.

You can finance or lease a Mercedes-Benz at Mercedes-Benz of Birmingham by applying online, getting pre-approved from home, and working with our finance team to choose the right plan. Loan terms range from 36 to 60 months, and balloon financing and leasing are also available.

Start Here

Not Sure What You Can Afford or Where to Start?

Many shoppers tell us the same thing: “I want a Mercedes-Benz, but I don’t know what my payment would look like, whether I should lease or buy, or how long the process takes.”

Our finance team works with your budget, credit score, and goals to build a customized loan or lease. Whether you want an EQS sedan, a G-Class SUV, or a CLA Coupe, we help you get behind the wheel as soon as possible. The first step is a quick online application, and a team member will follow up with you.

Get Financing

What Financing Options Are Available at Mercedes-Benz of Birmingham?

Our finance center in Birmingham handles buying, leasing, and upgrading. Here is how the main options compare.

Feature Traditional Loan Balloon Financing Lease
How it works Monthly payments over a set term Defers part of the vehicle’s cost to the end of the term Monthly payments to drive the vehicle without owning it
Typical term 36 to 60 months Varies by program Varies by program
Monthly payment Based on your budget and credit Lower monthly payments Based on the lease program
Best for Drivers who want to buy Drivers who want a lower payment now Drivers who like a new vehicle every few years

Not sure which fits? Our team will review your budget and credit profile and recommend the best match.

What Special Offers Can I Take Advantage Of?

We reward our customers with exclusive offers and incentives. Check our website or join our mailing list to hear about seasonal discounts and limited-time offers.

Low-Interest Promotions

Qualified buyers can save over the life of the loan.

Deferred Payments

On select models, start your payments at a later date.

Loyalty Rewards

Our way of thanking committed Mercedes-Benz owners.

Why Should I Finance With Mercedes-Benz of Birmingham?

You get personalized options, clear pricing, and a team that explains every step so you feel confident and informed.

Competitive Rates and Terms

Our strong relationships with lending institutions help us secure favorable interest rates, and we monitor market trends to keep our offers competitive.

Straightforward Pricing

We believe in transparency. Our pricing is simple, with no hidden fees or surprises.

Finance and Sales Working Together

Move easily from exploring financing to finding the right model on our showroom floor.

How Does the Online Finance Application Work?

Our secure online application lets you get pre-approved from home, which reduces the paperwork you complete at the finance center.

  1. Apply online. Fill out the secure application at your convenience.
  2. Get pre-approved. Jump-start your loan or lease agreement before you visit.
  3. Build your Mercedes-Benz. Focus on choosing your perfect model and trim.

Start Your Online Application →

Our Track Record

What Makes Mercedes-Benz of Birmingham Different?

For over four decades, our dealership has served the luxury automotive needs of Hoover and greater Birmingham. Under the guidance of Coach Nick Saban, our team works to give every customer a first-class experience, whether they are shopping for a new vehicle or servicing their current one. Several of our staff members live in the area, and we have a long history of community involvement.

40+

Years serving the Birmingham area

2

Convenient campuses

39

Factory-trained service technicians

240+

Years of combined technician experience

Frequently Asked Questions About Financing

Can I get pre-approved before I visit the dealership?

Yes. Our secure online application lets you get pre-approved from home so you can jump-start your auto loan or lease agreement.

What loan terms do you offer?

Terms range from traditional 36-month to 60-month loans, along with creative options such as balloon financing.

What is balloon financing?

Balloon financing defers a portion of the vehicle’s cost to the end of the loan term, which results in lower monthly payments.

Can I lease instead of buy?

Yes. Leasing is a great fit for drivers who like experiencing a new vehicle every few years without the commitment of ownership. Our team will find the leasing program that fits your needs.

Which campus should I visit?

Both the Irondale and Hoover campuses can help you get started. See the campus details below for addresses, phone numbers, and the services available at each location.

Two Convenient Locations

Which Birmingham Campus Is Closest to You?

Irondale Campus

750 Mercedes Way
Irondale, AL 35210

205-848-7000

Services Available

  • New Vehicle Sales
  • Pre-Owned Vehicle Sales
  • Express Service
  • Passenger Cars & SUV’s all Maintenance & Repairs
  • Commercial Van Sales & Service – Not Available

Mercedes-Benz of Birmingham Irondale Campus

Hoover Campus

1800 Montgomery Hwy S
Hoover, AL 35244

205-403-5179

Services Available

  • Commercial Van Sales
  • Pre-Owned Vehicle Sales
  • Express Service
  • Passenger Cars & SUV’s – all Maintenance & Repairs
  • Commercial Van Service – all Maintenance & Repairs

Mercedes-Benz of Birmingham Hoover Campus

Birmingham, AL

Ready to Explore Your Financing Options?

Contact our finance center or visit either campus to test-drive your favorite vehicle and learn more about our financing process. Our friendly, knowledgeable finance specialists are ready to answer your questions and guide you through every step.

Get Financing

Phone Numbers:Sales Hours:
  • Mon - Fri9:00 AM - 7:00 PM
  • Sat9:00 AM - 6:00 PM
  • SunClosed
Service Hours:
  • Mon - Fri7:00 AM - 6:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed
Parts Hours:
  • Mon - Fri7:30 AM - 6:00 PM
  • Sat8:00 AM - 4:00 PM
  • SunClosed
Mercedes-Benz of Birmingham 33.3754158, -86.8062942.